HOUSEHOLD BUDGETING Savings accounts Wondering where your cash has gone? You may need the discipline of a household budget, reports Christine Long. KIDS AND POCKET MONEY Got brass in pocket, now teach 'em to use it Pocket money can be a means of teaching children many valuable lessons in life.
				TEENS AND MONEY Young, gifted and in the black The strategy To teach teens about money. MORTGAGEED OUT Debt trap Nervous fingers are being pointed in every direction, looking to cast blame for soaring house prices. SMART MOVES Get your money back to work Revamp, re-evaluate and reinvigorate your wealth strategies, writes business editor, David Potts.

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How a $1000 credit card debt turns into a 11 year loan

Suppose you have $1000 debt on your credit card. If you only pay the minimum balance, you will take more than 11 years to pay off that $1,000 debt and you'll pay about $860 in interest. Assume a typical credit card: minimum repayments of 2.5% or $10 (whichever is the less) and interest charged from the date of purchase (unless you pay it all off each month) interest at 16% per year. Australian Securities and Investment Commission

Guide to budgeting Catering for every stage of your life, from budgeting and education costs, to living together and planning your retirement. Guide to Saving Fine-tune your savings strategy and locate the best rates to make your nest egg grow. Guide to debt management Head off potential debt concerns and learn strategies such as debt consolidation to manage debt. Guide to credit cards Streamline your credit needs with convenient online facilities and applications forms.