Insurance

Insurance premiums can't rise much more: Suncorp

Eric Johnston The Australian insurance market has limited capacity to withstand further premium increases, following the string of natural disasters, Suncorp says.

Insurance lift-off

Lesley Parker Just when they have the money, time and inclination to travel, senior Australians say they are being stopped in their tracks by the cost and difficulty of arranging suitable insurance.

Insurance commissions encourage churning

The chairwoman of Choice, Jenni Mack, says when you buy life insurance, a commission of about 130 per cent of your first year's premium, then 10 per cent to 30 per cent each year after that, is paid...

Pet insurance for a priceless companion

Trudy Collinson's dog, Bonnie

Trudy Collinson thought her dogs would be a good way to get her out of the house and to nearby Melbourne parks for exercise and to meet people while her children were at school.

Travel insurance cap may not fit

<p />

Lesley Parker The more you take on holiday, the more you stand to lose if you're not adequately covered.

The bottom line on redundancy

Redundancy.

John Kavanagh Anyone likely to receive a redundancy payment in the next few weeks has some planning to do around a significant June 30 timing issue.

What it pays to teach your kids

Nicole Pedersen-McKinnon

Nicole Pedersen-Mckinnon Mammers. Numbers. Road rules. Why it's not OK to hit someone who is trying to take your toy truck with said truck. It seems there's no end to the wisdom parents have to impart to their children.

Five steps to safeguard your salary

Nicole Pedersen-McKinnon ANOTHER day, another mass job loss - or so it seems. And it appears to be a creeping fear about the security of our salaries that is keeping a lot of us downbeat.

What happens when parents sell

Money

George Cochrane MY PARENTS and I own a house together and have equal shares among the three of us. The house has been their home for 20 years and I did not charge them rent on my portion of the house.

Snapshot of debt crucial

x

Annette Sampson Debt can be a four-letter word at the best of times. But for the growing number of people approaching and entering retirement still owing money, it can be a nightmare.

Planning for a pension

I Can Do That The strategy: To maximise my age-pension entitlement.

Mutual benefits worth your while

Money Mutual cover.jpg

Some of the best deals on credit cards, term deposits and mortgages are available from mutuals that go by the names of credit unions, building societies and mutual banks.

Duels for the family jewels

family trusts

Family trusts are a time-honoured way for successful individuals to put a fence around their wealth and protect it from outside threats and prying eyes.

First step: set aside emergency cash

Savings.

I Can Do That The strategy: To recession-proof my income.

Barricade your super from losses

Defensive strategies for Your Business.

George Cochrane Nobody wants to see their account balance drop, so cash is where it's at for safety, writes George Cochrane.

Reprieves still hard to come by

Tax

George Cochrane Small relief exists for first-time breaches of the concessional contributions cap but there's a catch.

Offset to ensure debt-free future

George Cochrane When it comes to planning for retirement, paying off a mortgage should be the cornerstone of security, writes George Cochrane.

Ask Noel

Q. I am 28 and keen to get on the property ladder. Would buying in Queensland and renting it out be a good option?

The five biggest money mistakes

Make no mistake.

Nicole Pedersen-McKinnon One wrong decision can put your financial future at severe disadvantage.

Find a balance to get ahead

Damian Smith, CEO of RateCity.com.au for Smart Investor

Lesley Parker Like overstretched European governments, we should all be thinking about how we're going to balance the books a bit better this year.