Personal Loans
Devil in the detail
Lesley Parker New ''responsible lending'' provisions have made life harder for the dodgy operators among debt consolidation services but recent surveillance by the Australian Securities and Investments Commission...
Foundations of a secure future
Debt is a four-letter word and never more so since the global financial crisis.
Margin loans still on the nose
Margin loans are still out of favour, more than three years after the global financial crisis (GFC) began, with fewer investors than ever inclined to use them - and those that do opting for much more...
Hardship angst
The head of the Financial Ombudsman Service (FOS), Shane Tregillis, says he's confident a big spike in disputes between lenders and people who've found themselves in financial hardship doesn't point...
Customers not happy with banks
Eric Johnston Disputes between borrowers and their banks surged nearly 30 per cent last financial year.
A bridging loan can sink you
Barbara Drury Wayne's* problem with payday lenders began 12 months ago. He and his wife had just finished building a new house, costs had blown out and the mortgage was in arrears.
Get your foot on the first rung
Housing affordability has hit first-home buyers hard but with a pull back in interest rates and a slowing of property price growth, now is a good time to put a plan in place to get your foot in the...
Over 60s hangover
Rumours of the death of debt and the rise of the new austerity are greatly exaggerated. Personal debt is on the rise and, despite the political rhetoric, it is not just working families doing it...
Not logical but laudable
Nicole Pedersen-McKinnon Ultimately, whatever the maxims, the best ways to repay debt and fund retirement come down to you.
Time to make a plan
Lesley Parker If you're struggling with mortgage repayments, dealing with it early can lead to a much better outcome.
Keep a clean credit file
Lesley Parker Collected information about you could have a financial impact, so it's worth checking out - and it's free.
A guarantor's key decisions
Barbara Drury Helping your child climb onto the housing ladder by guaranteeing a loan is a serious commitment.
Step 2: Fixing a problem
What you'll learn in this step: don’t bury your head in the sand
.gif)
