Credit Card Brands

Play your cards right to minimise interest

A swift transfer to a low-interest option offers a solution, writes Penny Pryor.

Amex cuts penalty fee

American Express Co. credit cards and cash rebate cards are arranged for a photo in New York, U.S., on Monday, July 21, 2008. American Express Co., the biggest U.S. credit-card company by purchases, may say profit declined for a third straight quarter as borrowers squeezed by rising prices and unemployment defaulted on more loans. Photographer: Jin Lee/Bloomberg News

Ben Butler Credit regulator has forced American Express to stop charging punitive interest rates.

Store credit: buy now, pain later

Overdue bill

Shoppers are being warned that some flexible payment options offered by major retailers could end up costing them almost twice as much as the original item in hidden fees.

Plastic debt swells to record $50 billion

Inflation, balloon, hot air balloon, rising prices

Clancy Yeates Australian credit card debt has struck a new record high of $50 billion, ballooning by almost a third in the past five years.

Season credit card offers all about the bottom line

Credit cards

Bina Brown Financial institutions have emerged with some of the most aggressive credit card offers seen.

Existing customers excluded from reforms

Annette Sampson

Annette Sampson You'd think that when Wayne Swan stood up and boasted about banning mortgage exit fees or making credit cards fairer, there would be immediate benefits for everyone. Think again.

You make your own rewards

Anneli Knight Frequent flyer points aren't to be scoffed at but avoid unnecessary spending for the sake of earning more.

Card users pay dearly

Lesley Parker Research shows merchants are slugging customers with credit card surcharges beyond what is fair.

Health warning timely

Lesley Parker Credit-card reform will give consumers greater protection and transparency while helping them manage their debt more easily.

Highs and lows of credit

I Can Do That The strategy: to avoid paying too much for my credit card.

Hey big spenders: more choice on credit

John Kavanagh Credit-card issuers are offering greater choice and flexibility for those who ring up more than $50,000 a year.

Rewards for big spenders

Big spender.

John Kavanagh Credit-card issuers are offering greater choice and flexibility for those who ring up more than $50,000 a year.

House rules reversed

<p />

John Collett Reversal of the relaxation of foreign ownership restrictions is welcome.

Demand fuels housing boom

<p />

John Collett Even with higher interest rates, there's no reason for thinking house prices will stop rising.