Ask Expert


Property price reduction
Do you see the market dropping after the increased first home buyers grant ends?

Capital Gains Tax
If we rent out our old home when we move into a new home, will we be liable for capital gains tax when we sell the old home?

Selling property
Should we sell our property and go back to renting to pay off debt, or hold onto it?

Fixed rate mortgage exit fees
I believe the fixed rate exit fee with my mortgage broker is unfair and I would like to take legal action against them. Can you provide advice on this?

CGT on an ex-rental
Having moved into the property I used to rent out, what will be the capital gains tax implications when I sell?

Capital gains tax
What are the CGT implications on a property I have never lived in?

Multiple properties
My partner and I would like to buy multiple investment properties. How should we go about this?

Bequeathed property
My mother has been bequeathed the house she shared with her husband of 35 plus years. What are the capital gains tax implications?

Pay off the mortgage or get another one?
Is it in our interest to pay as much off our mortgage as soon as we can, or should we use our equity and buy an investment property?

Partial property sale
How can I sell my third of a shared-property?

Renting from overseas
What are the Capital Gains Tax implications from my property which I have rented out from overseas?

New property
We own a debt-free house which we wish to rent out once we buy and move into another house. Is this a good strategy?

Fixed to variable
My mortgage is fixed at 8.6% and I'd like to change to variable, but the break fee is $30k. What should I do?

Mortgage offset account
Is this type of account good for our circumstances?

Accessing property equity
Is there any way I can access the extra property equity and deduct the full interest against rent?

Land Sub-dividing
I would like to sub-divide my father's land but the bank will not loan me the money as I am no the owner. Is there a way around this?

Sell or rent our property?
We currently owe $250,000 and it would sell for around $360,000, and rent for around $350 a week. Would it be better to sell or rent?

Mortgage transfer
In selling a property to buy a new one, how can I avoid the bank fee for ending the initial mortgage?

Capital gains tax
What is the ruling regarding investment properties and Capital Gains Tax?

Buying property overseas
Can you buy cheap property in the U.S.?

Renting out
If I rent out my home, will the interest I am paying on my mortgage become a tax deduction against the rent income?

Moving interstate
We are moving interstate. Should keep our current unit and rent it out or sell it to buy a new place in the new location?

Super into mortgage
Can I withdraw money from my superannuation for a deposit for my home loan?

Property in the economic climate
Should we buy an investment property in the current economic climite or keep paying extra repayments into our home mortgage and pay off the home loan first?

Investment property
If we move to a new home and rent out our existing one, can we claim the interest from the investment property as a tax deduction?

Extending the house
Is it a good time for property extensions?

Shared ownership property
If I sell my half of a share-property, what would the Capital Gains Tax implications be?

Selling investment property
What are the capital expenditure claims I could make to maximise my purchase cost base and thereby minimise my capital gains tax liability?

Retired with mortgage
Should I take a lump sum from my super to pay off my mortgage?

Super to pay off mortgage
With a few years left before I retire, is it a good strategy to put extra money into my super now to be used to pay off my mortgage when I retire?


top



Advertise with us | Contact us | Site map | About us
Privacy Policy | Conditions of Use

Copyright © 2009. Any unauthorised use or copying prohibited.

Helpful Links
Planning
budgeting
debt
tax
Investments
managed funds
shares
superannuation
Property
Banking


Each week financial advisor Noel Whittaker answers your questions.

Topics include:
» Mortgages
» Managed funds
» Superannuation
Ask a question now

tools
Financial calculators
 >> Borrowing power
 >> Brokerage calculator
 >> More.
Compare and apply for financial products.
 >> Home loans
 >> Credit cards
 >> More.

eNewsletter
Let our enewsletter Money Sense help you with your finances. Subscribe now.
See sample newsletter