Shares in a company/family trust Would it be beneficial to move my share portfolio under this company/family trust structure? Share market downfall Is it a good time to enter the market or are there still worse times to come? Tax deductions on rental income Is getting a depreciation report necessary when lodging tax deducation claim against rental income? Selling investments Where is the safest place to park the profits when I sell my investments? Borrow against shares Can I borrow against my share portfolio to buy an investment property? Inherited share portfolio My father left my children a portfolio of shares for when they turn 21. Considering the GFC, is it best to keep the portfolio in the children's names? Bad credit history I have a bad credit history but would ultimately like to buy a property. How should I go about this? Shares and super Should I move my shares into my super fund? Endowment insurance policies Are Endowment insurance policies a good idea? Salary sacrifice co-contribution Is it no longer possible to salary sacrifice to become at least partially eligible for co-contribution? Selling shares at a loss If I sell my shares for less than the original price, can I claim a capital loss? Superannuation I am near retiring age but have little to no super. Should I put my savings into super now or invest it? Preparing for retirement With the intenton of retiring in a few years, should I increase my super contributions or try some other type of investment strategy? Superannuation Can you please clarify the new super contribution limits? Super losses With the recent severe setbacks to our accumulated super is there any adjustment mechanism for losses? Government co-contribution You mention the government co-contribution in your columns and I would like more information. High interest accounts With the interest rates in high interest accounts on the decline, is there a better place to put my money? Investing on behalf of kids What is the best way to invest on behalf of a child? Resolving debt Should I sell my property to wipe my debt, leaving me debt-free but with no investments? Moving interstate Considering the short and long term should I buy or rent? Drawing from super early Can I draw from my super in advance of retirement? Deceased estate Due to the financial crisis my mother's investment income stream has been frozen. Can you advise a way in which we can access these funds? What to do with savings After all expenses we have a surplus of $4000 a month - should we salary sacrifice into super or look at another investment? Super to pay off mortgage We are retired and considering using our super to pay off our mortgage. Is this a good idea? Swapping mortgages I have two seperate mortgages on two different interest rates, which I would like to swap over with the bank. Is this a good idea? Inheritance into super Will putting my inheritance into super allow me to claim a tax deduction on annual income? Investing in the current climate What is the best way to invest in the current ecomonic climate? Portfolio rebalance I need to rebalance my portfolio, is now a good time to weight towards fixed interest? Transition to retirement I am soon to retire, how can I reduce my tax in the meantime? Re-arranging finances Can my wife exit her super plan and claim a loss on capital put into super which could then be used to offset a capital gain from share sales? top Advertise with us | Contact us | Site map | About us Privacy Policy | Conditions of Use Copyright © 2009. Any unauthorised use or copying prohibited.

Planning budgeting debt tax Investments managed funds shares superannuation Property Banking Each week financial advisor Noel Whittaker answers your questions. Topics include: » Mortgages » Managed funds » Superannuation Ask a question now Financial calculators  >> Borrowing power  >> Brokerage calculator  >> More. Compare and apply for financial products.  >> Home loans  >> Credit cards  >> More. Let our enewsletter Money Sense help you with your finances. Subscribe now. See sample newsletter