How do I being investing?

Q.

I am a 34 year old woman. I have never invested before but am now at the stage where I would like to start to build up a nest egg. I am married, with a combined income of around $150,000, a mortgage of $449,000, and savings of $23,000. I immigrated to Australia in 2008 and so have very little super built up. Currently I put all my savings into my mortgage to offset it. I have no knowledge of stocks and shares but feel there could be a way of investing my savings more wisely. What is my next step?

Congratulations on your awareness that it is better to start an investment plan sooner rather than later. Your next step should be to talk to an investment adviser with the aim of making a long term plan for your future. The adviser should be able to help you decide when you want to retire, how much you will need then, and what strategies are available to speed up the process. There are now a wide range of managed funds for people who are not comfortable choosing their own shares and the adviser will help you find one suitable for you.