I have recently been contacted by a financial investment company who tell me that if I am working or self-employed, I can claim back tax and use the money for investment. Is this true?

Q.

I have recently been contacted by a financial investment company who tell me that if I am working or self-employed, I can claim back tax and use the money for investment. They say that this is to ensure less reliance on the pension system and that it is completely separate from superannuation. Is this information correct or just a marketing ploy by this company?

It sounds like a marketing ploy from people who are trying to sell you property. However, it is essentially correct in as much as the government lets you claim as a tax deduction interest on money borrowed to buy investment assets like property and shares. I suggest you seek another opinion from a licensed financial adviser.