should we direct our disposable income to shares, super or the property scheme?

Q.

I am 46 years old earning a gross income of $100k per annum. My partner earns $25k. We have $350-380k equity in our home with $213K owing. I am currently being canvassed by a property spruiking company promising "The Bolt" as some sort of magic way to accelerate profits in real estate - I personally lean towards starting some investments in shares. As we have reasonable spare disposable income, should we direct it to shares, super or the property scheme?

If you are being targetted by a property spruiking company, you can bet that they are more interested in their own welfare than yours. The way to maximise profits in property is to find an undervalued property in a good location and then buy it from a vendor who is desperate to sell. You should also, by using a home equity loan, borrow as much of the purchase price as your income can afford as gearing maximises profits.